Wildfire Hurricane Indemnity Program (WHIP) and Wildfire Hurricane Indemnity Program+ (WHIP+) Linkage Requirements

RMA Informational Memorandum: OA-21-001

RMA has been asked if Hurricane Insurance Protection-Wind Index (HIP-WI), Supplemental Coverage Option (SCO), Enhanced Coverage Option (ECO), Stacked Income Protection Plan (STAX), and Margin Protection Plan (MP) can be used to meet linkage requirements under the Wildfire Hurricane Indemnity Program (WHIP) and Wildfire Hurricane Indemnity Program+ (WHIP+) administered by FSA.

RMA states that crop insurance policies will meet the linkage requirement if the coverage level is at least 60/100 or equivalent. In addition, if a producer purchases HIP-WI, SCO, ECO, STAX or MP, the coverage will count towards meeting the WHIP and WHIP+ linkage requirement, provided the coverage or combination of coverages purchased meets or exceeds the 60/100 coverage level and they adhere to all other requirements of these programs. This is in addition to the Occurrence Loss Option (OLO) as referenced in OA-20-001.